Integrating Payment Processing with you Microsoft POS System
Basic Payment Processing
Microsoft RMS has a built in interface to the VITAL bank processing network for credit card and debit card processing via a high speed internet connection.
Requirements to process credit cards only:
1. A high speed internet connection
2. A merchant that uses the VITAL bank network
3. A track 1&2 credit card reader
Requirements to process credit cards and debit cards:
1. A high speed internet connection
2. A merchant that uses the VITAL bank network
3. A track 1&2 credit card reader
4. A PINpad such as the Verifone 1000 supplied and injected by your merchant
Advanced Payment Processing
More advanced payment processing options are available such as signature capture and check verification. To take advantage of these options, the addition of TPI software is required. TPI software is available at an additional cost or is available free of charge from several approved merchants. These credit card merchants front the cost of the software in order to gain your transaction business.
Approved payment processing merchants are an attractive option for most customers for several reasons:
1. Upfront costs are lower because the merchant absorbs the cost of the additional software
2. Approved merchants are familiar with the integration between merchant networks and the Microsoft RMS software
3. Approved merchants provide free technical support regarding payment transaction issues
Requirements to process credit/debit cards with signature capture:
1. A high speed internet connection
2. TPI Processing Software
3. An All-in-one device like the Ingenico eN-Touch 1000
Requirements to process credit/debit cards with signature capture and check verification:
1. A high speed internet connection
2. TPI Processing Software
3. An All-in-one device like the Ingenico eN-Touch 1000
4. A check reader like the Mag-Tek MICR
Note:
When designing your POS system, make sure that your computer has enough external ports to support the required devices. Many Dell and HP systems do not come standard with sufficient ports to run a POS system.
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